A clarification has been issued by the Insurance Regulatory and Development Authority (IRDAI), that if a person is not holding a valid Pollution under Control (PUC) Certificate, it cannot be considered as a valid reason for denying any claims on Motor Insurance Policy.
This clarification has been issued due to a misleading report which included some social media posts that stated that if there is no valid PUC certificate at the time of the accident, then claim is not payable under Motor Insurance Policy.
Through the circular issued, IRDAI had advised general insurance provisions to not renew any motor vehicle’s insurance policy without the owner providing a valid PUC certificate as per Supreme Court’s orders.
Earlier on 10 August 2017, SC had passed orders in the MC Mehta case which provided for mandatory insurance providers to obtain valid PUC certificates for the vehicle while renewing its motor insurance policy. It was also estimated that the vehicle owners who do not have a valid pollution certificate will not be renewing the insurance of their vehicles.
The Motor Vehicle Department of Kerala Government has, through their official social media handle of Facebook had issued a clarification in this regard. It clarified that the social media campaign of insurance cannot be claimed by those who did not hold PUC certificates at relevant time is not real.